Before diving too far into the question, “Can I sell my house with a lien on it?”, we must first take a look at what liens are and how they are levied upon you – the homeowner.
What Is a Lien?
Liens on your home can come in many different forms. They can be due to voluntary liens, such as a mortgage, or they can be due to involuntary liens, like property taxes. No matter why you have a lien on your home, the fact is that while you can sell your house with a lien on it, buyers will be less eager to buy your property.
How Are Liens Placed On Your Home
Liens can be placed on your home from many different sources. If you can no longer pay your mortgage payments, the loan company can place a lien on your home and start the process of foreclosure. A lien can also be placed on your home by the county if you forgo paying property taxes. You may have even had work started on your home only to realize that you can’t afford to pay for the repairs, this would cause a mechanic lien on your property. These liens generally stick to the property and make it very hard to sell your home to a potential buyer, without losing out on more money.
Yes, You Can Sell a House With a Lien On It!
Yes, you can sell a house with a lien on it. But, when it comes to selling a home with a lien on it, the regular time it takes to find a buyer and go through the sales process may be extended. This is due to the fact that it can be difficult for buyers to see past that lien that is on the property. No one wants to buy a home only to owe more money on it.
The process selling your house to a cash home buyer, like CLT Home Solutions, takes out the complexities that come with selling a home with a lien on it. We purchase your home as-is. There is no need to worry about getting your home ready for sale. We will purchase the home from you with cash. No commission is taken out of the cash sale price, so what we give you is what you get. Our process is simple and transparent. We make you a great cash offer, you accept, we give you the cash and we take the home as is.
Why Choose CLT Home Solutions
CLT Home Solutions help sellers like you – home sellers that have run into a difficult situation and are having trouble selling their house – in the Charlotte area. We help by purchasing your home from you, paying you cash and reducing the time it takes to get your house sold – especially if your Charlotte area home has a lien on it.
CLT Home Solutions specializes in buying homes with liens or other encumbrances in the Charlotte area. We provide you with a quick and easy sale without you having to go through the stressful process of waiting out buyers. Our streamlined process makes it easy for you to sell your home, clear your debts, and put cash in your hand.
If you need to sell your home quickly and would like to walk away with cash in your pockets, contact CLT Home Solutions today.